Building the Transaction Resolution Network
Join us and help shape the future of payments with open standards, lower costs, and real innovation.
Open
Standard
Built on the resolution network
7
Payment Methods
Multi-modal initiation
Lower
Costs
Compared to card networks
Real-Time
Settlement
Instant to T+1
Why Become a Member?
Dramatically Lower Costs
Designed for significantly lower transaction fees compared to traditional card networks. Substantial savings on payment processing.
Real-Time Settlement
Built for instant to T+1 settlement compared to multi-day waits with card networks. Improved cash flow from day one.
Multi-Modal Innovation
7 payment initiation methods: QR, NFC, BLE, soundbite, barcode, link, text. True payment flexibility.
Bank-Grade Security
Strong Customer Authentication, security best practices aligned with industry standards, designed for lower fraud and chargeback risk.
Open Standard
Modern messaging standards, RESTful APIs, no vendor lock-in. Build once, connect everywhere.
Shape the Ecosystem
Be among the first payment institutions and merchants. Members help define the network's future.
How the Network Works
Merchant
Initiates payment via any method
Customer
Receives payment request
Network
Resolves transaction information via payware
Authentication
Bank verifies customer
Settlement
Funds transferred real-time
Neutral Message Infrastructure
payware resolves transaction IDs while payment institutions transfer funds directly account-to-account.
Instant Routing
Smart routing algorithms find optimal path between customer and merchant payment institutions.
Universal Compatibility
Works across borders, currencies, and banking systems using open standards.
Who Can Join as Members?
Payment Institutions
- Banks
- Credit unions
- Payment service providers
- Digital wallet providers
- Fintech companies
Merchants
- E-commerce platforms
- Retail businesses
- Subscription services
- Marketplaces
- Service providers
Technology Partners
- ISV platforms
- POS providers
- System integrators
- Developer agencies
- Certified consultants
Become a Member
Join us in building the transaction resolution network. Shape the future of payments.