Find your place in the network
payware is built around four distinct roles. Each one plugs into the network differently and gets a different set of capabilities.
Pick the role that fits you to see what payware does for you - or use the quick guide below to figure out where you fit.
Four roles, one network
The transaction resolution network connects regulated payment institutions with merchants, with software partners building the bridges in between.
Payment Institutions
Banks, e-money issuers, digital wallets, money transfer providers
You are a regulated financial entity authorized to execute funds transfers. payware is your resolution layer - you query it to resolve a transaction, then execute the transfer on your own rails. Authentication, funds, and the customer relationship stay with you.
- -Reach every merchant on the network through one integration
- -Keep full control of authentication, accounts, and funds movement
- -Your regulatory license stays uninvolved with payware's resolution role
PI Integration Partners
Software vendors connecting Payment Institutions to payware
You build and operate the technical integration layer that connects one or more Payment Institutions to the payware platform. You transmit messages on their behalf without holding funds, authorizing transfers, or carrying any regulated payment role.
- -Operate the technical channel for multiple Payment Institutions
- -Each connected institution authorizes you separately
- -You relay sealed messages - no regulated payment role on your side
Independent Software Vendors
E-commerce, POS, and retail platform builders
You build software products used by merchants - online stores, POS systems, retail platforms. payware lets you embed payment acceptance into your product and operate payware accounts on behalf of the merchants you onboard.
- -Embed payment acceptance into your e-commerce or POS product
- -Operate payware on behalf of the merchants you onboard
- -Pick a partnership tier with revenue share that fits your stage
Merchants
Businesses accepting payments for goods and services
You sell goods or services and need to accept electronic payments. payware lets you accept payments from any payment institution on the network using seven initiation methods - QR, NFC, BLE, soundbite, text, link, and barcode - at a flat 0.5%.
- -0.5% per transaction, instant settlement
- -Seven ways to accept payment from any institution on the network
- -Plug-and-play modules for Magento, OpenCart, PrestaShop, WooCommerce
Not sure where you fit?
Answer one of these in your head - whichever you can say yes to first is probably the role for you.
- Do you hold a license to execute funds transfers?
- You're a Payment Institution. payware is the resolution layer you query to identify merchants and transactions on the network.
- Are you a software company that connects one or more Payment Institutions to payware?
- You're a PI Integration Partner (PIIP). You operate the technical channel without carrying any regulated payment role yourself.
- Do you build a product that merchants use to run their business (e-commerce, POS, retail platform)?
- You're an ISV. You can embed payments and operate payware on behalf of the merchants you onboard.
- Do you sell goods or services and want to get paid?
- You're a Merchant. Open an account, pick your payment methods, and start accepting.
Ready to get started?
Open your payware account in minutes. We'll tailor the setup to your role - whether you're an institution, an integration partner, an ISV, or a merchant.
