Text Payments
Payment initiation through simple 10-character alphanumeric codes. Share via SMS, messaging apps, email, or even written on paper. Universal accessibility with no technology barriers.
What are Text Payments Ideal for?
Emerging Markets
Payment access through any text medium. No app or smartphone required - codes work everywhere.
Notifications & Reminders
Include payment codes in any notification - SMS, email, WhatsApp, Telegram, or other messaging platforms.
P2P Transfers
Share payment codes through any messaging platform or communication channel.
Customer Service
Support agents can verbally share payment codes during calls, or send them through any channel.
Subscriptions
Recurring payment confirmations and renewals with simple alphanumeric codes.
Utilities & Bills
Include payment codes on printed bills, invoices, or digital statements.
Text payment advantages
Universal Accessibility
10-character codes work through any medium - SMS, messaging apps, email, paper, or verbally. No smartphone, app, or internet required.
Medium Agnostic
Codes work across all communication channels - choose what works best for your customers and use cases.
Simple Interaction
Just 10 characters to type or copy. Minimal friction - no QR scanner, NFC, or special hardware needed.
Offline Capable
Codes can be shared offline and entered when connectivity is available. Works written on paper receipts or invoices.
Financial Inclusion
Enables payment access through the most basic form of communication. No technology barriers to entry.
Implement text payments
Add alphanumeric code payment initiation to your platform
Frequently Asked Questions
How do text-based payment codes work with payware?
Customers receive or view a 10-character alphanumeric payment code, enter it into their payment app, and instantly initiate the transaction. Works via SMS, messaging apps, email, or even written on paper.
Do text payments require internet connectivity?
Receiving the payment code only requires basic SMS capability, making the initial step ideal for areas with limited internet access. However, the payer/recipient of the code will need internet connectivity to redeem the code and complete the payment.
How secure are text-based payment codes?
Each code is unique, time-limited, and single-use. The code itself contains no sensitive financial information, only serving as a payment initiation trigger.
What are the main use cases for text payments?
Text payments excel in emerging markets, P2P transfers, bill payments, remittances, and any scenario where universal accessibility without technology barriers is essential.