Where innovation meets infrastructure. Where every connection multiplies value.
payware is the neutral universal standard enabling instant account-to-account (A2A) payments globally. With 7 innovative payment initiation methods delivering exceptional end-user experiences, every payment institution, merchant, and independent software vendor (ISV) joining the network exponentially increases its value for all participants.
Universal infrastructure serving institutions, merchants, ISVs, and developers
Join the universal payment network and transform your institution with instant A2A payment capabilities
Accept payments at fees as los as 0.5% with 7 payment initiation methods and instant settlement
Most payments flow domestically, yet interoperability remains fragmented. payware creates unprecedented value through universal domestic interoperability. Every new participant multiplies opportunities for all.
Every innovation on the network multiplies value for all participants
Payment triggers via audio broadcast - enabling new sales channels through media, movies, radio, and live events. Purchase featured products instantly while consuming audio content.
When one institution innovates, every merchant benefits. When one merchant adopts, every customer gains access.
7 methods: QR, NFC, BLE, soundbite, text, link, barcode
End-to-end security with no data exposure
Instant payment instructions between institutions
Instant versus 2-3 days with card processors
Fully developed technology available worldwide
Optimized for where most payment value flows
7 ways to initiate payments with exceptional UX
Model Context Protocol for natural language operations
Production-grade, bank-level security
Every participant multiplies value